Great to have, did not know existed, suspected though as eBay forums are limited to what you can talk about at times.
John, as Far as I know in my limited knowing of the eBay world, the holding payments, which has been going on here in Canada and US for at least a year now, holds your money until feedback is given or until
30 days '21 Days from the date the payment was received into your Account' have passed.
They are always tweaking the rules to take care of loop holes people find and the best way is to just know the PayPal rules and keep up to date on their updates and upgrades.
If you have that Top Rated Seller rating congratulations! but do try to Not base your business plan on it. Base that on the lowest common denominator and if things are better then whoopee but if things are bad they are not so bad.
PayPal rules are to be found on the main PayPal page you use (not sure if the same as me here)
https://www.paypal.com (Ha, just noticed that Canada has their own link which I did not include, so Australia probably has their own link too).
Then scroll to bottom of page and choose the fine print link called Legal Agreements, (which you agree to when you join PayPal) at
https://cms.paypal.com/ca/cgi-bin/m...cale.x=en_US which is the page I get in Canada (notice the /ca after the .com)
Ah, see the drop down menu at the top of this page to change your country.
edit updated hold days from PayPal user agreement info